![]() ![]() To get started on your quote, call our office or click over to our quotes page. How to get started on your Flood Insurance quote If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional. If you live in certain flood zones, your mortgage company may require that you purchase a flood insurance policy. If you bought an NFIP flood insurance policy through an Allstate agency, start your claim and get an overview of the process by calling 1-800-54-STORM. It is not covered by homeowners insurance.įlood insurance policies also reimburse you for the work that you and other family members did to sandbag your homes, move furniture and remove debris. Regardless of whether you live in Clearwater or any other part of Florida, flood insurance has to be purchased as a separate, stand-alone policy. ![]() In most situations, you will have a 30 day waiting period when you buy flood insurance, so don’t wait until it’s too late! Homeowners insurance does not cover flood damage Did you know that every single house in the entire country is in a FEMA flood zone? It’s just that some flood zones are worse than others. How to Reduce Your Costs Lowering your flood risk can lower your costs. Know your flood risk by finding your community's flood map now. Flood Maps No matter where you live or work, some risk of flooding exists. Learn more about coverage limits and what is or isn't covered. Well compare multiple plans from reputable insurance carriers to make sure that you get the policy you need to protect your home & property in Florida. If you’re looking for flood insurance in Clearwater we’ve got you covered. What's Covered Flood insurance covers your home and the things inside it. In fact, it only takes a few inches of standing water to cause tens of thousands of dollars. In reality, most floods are caused by far less catastrophic situations. These were huge devastating storms that caused billions of dollars in damage. When most people think of a flood, they might think of events like Hurricane Katrina, or Hurricane Sandy. ![]()
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